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What is a Home Inspection? | Oklahoma Home Inspections 馃彙




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GERARDO ANGELES

Lic.#70002315

Who am I?


My name is, Gerardo Angeles. The founder and lead inspector at Supreme Inspections Oklahoma. My passion for educating others and community service prompted me to start multiple businesses and work with local organizations to help local families in need.


In addition to being the founder and lead inspector for Supreme Inspections, I also proudly work with the local non profit organization Fill My Basket.


I am a Certified Professional Home Inspector who attended the International Association of Certified Home Inspectors and the University of Central Oklahoma.


I am inspired daily by my hard working wife/business partner. In my free time, I like to strum my guitar, write music, travel, play sports and spend time with family.






WHAT IS A HOME INSPECTION?


  • A home inspection is an unbiased, non-intrusive, VISUAL inspection of the home.

  • Gives the buyer more detailed information about the overall condition of the home prior to purchasing.

  • It鈥檚 used to make sure everything is working properly and it can be useful to spot things that might eventually become a problem. A home inspector looks at a number of different items and gives a professional opinion on the status of the building.








WHY A HOME INSPECTION?

  • You鈥檙e spending hard earned money on a down payment and a future of mortgage payments.


  • Learning how to protect that large obligation is an overlooked aspect of the home buying process.


  • A home inspection is a smart way to ensure you鈥檙e aware of the potential problems that could arise.






ITEMS CHECKED DURING A GENERAL HOME INSPECTION


2 CATEGORIES

  • Structural

  • Mechanical

STRUCTURAL

  • Foundation

  • Roof

  • Doors

  • Windows

  • Ceilings

  • Walls

  • Floors

MECHANICAL

  • Plumbing

  • Electrical

  • Heating

  • Air Conditioning

  • Insulation

  • Ventilation

  • Septic/Sewer Systems






HOW MUCH?


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  • The cost of a home inspection varies per home inspector. They can range anywhere between $250 - $700+.


  • Pricing can vary greatly depending on services your home inspector is able to provide beyond the "basic" home inspection. (Add-on services like Termite Inspections, Sewer Scopings, Well, Septic, Water Analysis and Thermal Imaging can significantly change the pricing of the overall inspection.)


  • You get what you pay for... Do your research and make sure you find an inspector who you can trust!






BE AN INFORMED BUYER



  • Do your research! It's your responsibility to be an informed buyer.


  • YOU have the right to carefully examine your potential new home with a qualified inspector.


  • Ask for references from friends, realtors, local licensing authorities and organizations that qualify and test home inspectors.


  • Google is your friend! It's important to find someone that you can trust.







IMPORTANT QUESTIONS TO ASK YOUR HOME INSPECTOR



  • Call your potential inspector and ask questions!

  • What do your inspections cover?

  • How long will the inspection take?

  • How much will the inspection cost?

  • What type of inspection report do you provide and how long will it take to receive the report?

  • Will I be able to attend the inspection?







COMMON DEFECTS FOUND DURING A HOME INSPECTION


Minor Cracking



Moderate cracking along the corners of windows, doors, and ceilings are common. Even in new homes!


(Usually not a concern unless there is a substantial amount of cracking in one or more areas.)





Sealant Deterioration/Maintenance



Sealant deteriorating along windows, doors, gaps, walls, roof coverings, is a common defect that can easily lead to major issues, if left untreated.


(Sealant is a major component of the home that should be maintained regularly in order to prevent moisture damage/intrusion.)



Incorrectly Wired (Ungrounded) Receptacles/Outlets



Ungrounded receptacles/outlets are one of the most common defects you will find in homes over 20 years old. Depending on your system, outlets are usually easy to update and can be fixed by a licensed electrician.












DAY OF INSPECTION


  • The inspection can take typically anywhere between 2-3 hours for an average single family home (expect more time for larger homes).


  • Make sure to ask ahead of time what your inspector will look for to make sure they are able to accommodate your needs based on the home you have.


  • The home inspection is a limited inspection of the property that describes the condition and DOES NOT guarantee future conditions.






ENERGY EFFICIENCY




Heating and Cooling

  • Heating and cooling your home uses more energy and costs more money than any other system in your home.


  • No matter what kind of heating and cooling system you have in your house, you can save money and increase your comfort by properly maintaining and upgrading your equipment.


Insulation

  • Poor insulation can cause major air leakage, making your home less comfortable and unnecessarily throwing money out the window every month.


  • If your house has quality roofing and siding but is not well insulated, your house will be somewhat protected from the weather and outside elements, but its occupants won't be as comfortable as possible. Heat naturally flows from warmer areas to cooler areas. Insulation helps resist this airflow through walls, ceilings, roofs, and other surfaces of the home.





HOME INSPECTION REPORT


  • Be present at the inspection in case you have questions or the home inspector may want to show you something.


  • After the inspection, the home inspector will give you a report. (Keep for future reference).


  • You can request a FOLLOW-UP/FINAL INSPECTION to make sure the requested repairs were completed. (Most inspectors charge a fee to do a follow-up inspection).



Example of a Home Inspection Report:








WHAT AN INSPECTION CAN OR CANNOT BE USED FOR

  • CAN request repairs

  • CAN cancel sale of the home

  • CAN go ahead with the sale

  • CANNOT be used as a warranty or guarantee

***THE INSPECTION IS ONLY A SNAPSHOT OF THE CONDITION OF THE HOME AND ONLY GOOD FOR THE DAY THAT THE INSPECTION IS COMPLETED.***




APPRAISALS ARE NOT HOME INSPECTIONS


  • An appraisal is different from a home inspection and does not replace a home inspection.


  • Appraisals estimate the value of the property for lenders.


  • Home inspections evaluate the condition of the home for YOU, the buyer.




FHA DOES NOT GUARANTEE THE VALUE/CONDITION



  • If you find problems with your new home after closing, FHA cannot give or lend you money for repairs, and FHA cannot buy the home back from you.


  • Ask a qualified home inspector to inspect your potential new home and give you the information you need to make a wise decision.






KNOWLEDGE CHECK


  • Who should attend the home inspection?


  • Can a home inspection be used to request repairs to the home?


  • Can a home inspection guarantee the future conditions of the home?







QUESTIONS??

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